Lending

Prompt Payer is please to offer its members and their customers, a choice of loan options including Mortgages, Personal Loans as well as Payday Loans and Commercial Finance.

Mortgages & Overseas Mortgages

Our panel of Mortgage experts can help you whether you are looking for a first time purchase, the best remortgage deals, a Buy-to-Let in the UK or a Right-to-Buy. We have access to whole of market deals to source the best fixed rate or floating rate mortgage as best suits your circumstances. Even if you have had payment arrears or CCJs in the past, there may still be solutions for you.

Please click here for more details and to apply.

Need a French mortgage, Spanish mortgage, Turkish mortgage or a mortgage in any one of over 40 countries worldwide? We can help you make your dreams of a place in the sun come true by assisting you with the finance. We can provide English speaking mortgage advisers in over 40 countries worldwide that can help guide you through the buying process

Please click here for more details and to apply.

Personal Loans, Secured & Unsecured

Secured Loans:

This is a homeowner loan for who wish to offer their house as part security.

  • You can borrow up to a total of 85% of the value of your property (mortgage + secured loan)
  • Rates start from as low as 7.9%.
  • Payments can be over any period from 1 to 25 years (min amount £5,000).
  • Even if you have arrears or CCJs, we can still get a Secured loan for you.
  • Click on the Secured loan button and apply now!

Please click here for more details and to apply.

 

Unsecured Loans:

If you need short term cash and either are a tenant or you don't wish to offer your house as security you could get an Unsecured loan.

  • We have a panel of 8 lenders who will review your application
  • You can borrow amounts from £100 up to £10,000
  • Repay over as little as 1 week or 5 years
  • Many lenders are Guarantor lenders so if you have poor credit but can get someone with good credit to guarantee your loan you have a better chance of getting your money
  • Application process is fully online

Please click here for more details and to apply.

Payday Loans

With Payday Advance loans you can get quick cash in your account for short periods just to carry you through until Payday.

  • Borrow amounts between £100 and £750 for periods of up to 31 days
  • Sometimes we don't even need to do a credit check
  • We don't always need you to fax bank statements either
  • All credit histories accepted
  • No hidden charges
  • Cash in your bank account within hours
  • Access over 30 Payday loan lenders with our online system
  • INSTANT RESPONSE!

Please click here for more details and to apply.

Bridging Loans

A Bridging loan is an excellent source of secured, short-term finance that can be arranged very quickly. It is suitable for those buying property in auctions, funding the time between buying a new home and selling an old one, buying a property for renovation and a quick re-sale or any purpose where short-term cashflow assistance is required.

  • Up to 75% LTV available
  • Amounts from £25000 to £10m
  • Rates from 0.95% per month

Please click here for more details and to apply.

Commercial Finance

If your business is looking for effective sources of finance, we have many options that could help you.  Speaking with not just the High Street Lenders but also our own panel of niche/specialist lenders we can find you the best deals when looking for:

  • Commercial mortgage at competitive rates and LTVs of up to 75%.
  • Asset Backed lending of up to 90%
  • Leasing/Hire Purchase
  • Factoring/Invoice Discounting
  • We can also help with your Business insurance and Banking facilities.

Please click here for more details and to apply.